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Washington — Full year 2025

Source: WSIA stamping office report · Last scraped August 05, 2026 at 02:49 PM

Washington premium up 9.1% H1 2026 vs H1 2025

H1 2026 premium came in at $1.38B — up $116M from $1.27B in H1 2025. From the WSIA Midyear Report.

$1.38B
H1 2026 Premium
+9.1% vs H1 2025
$1.27B
H1 2025 Premium
Same period a year earlier
111,088
H1 2026 Items
+14.1% vs H1 2025
97,366
H1 2025 Items
Same period a year earlier

Washington's stamping office doesn't publish market data tables on its own website, so this page uses the annual WSIA stamping office report (compiled from data collected by the Surplus Line Association of Washington). Figures are full-year and update once a year — coarser than the monthly or year-to-date views available for states like California or Florida.

$2.62B
Premium
Full year 2025 · +0.7%
$2.60B
Premium, 2024
Prior full year
199,141
Items Filed
Full year 2025 · +7.8%
10
Lines of Business

Premium by Line of Business — Full year 2025

Lines of Business vs Same Period Last Year

Line of BusinessPremiumSame Period Last YearChangeShareItems
Liability (Non-Professional) $1,164,250,732 $1,020,051,069 +14.1% 44.5% 94,121
Property $784,680,533 $991,254,604 -20.8% 30.0% 26,739
Professional Liability $321,753,854 $305,713,347 +5.2% 12.3% 16,769
Multi-Peril $152,286,400 $118,765,663 +28.2% 5.8% 20,944
Auto Liability $99,497,751 $72,550,154 +37.1% 3.8% 4,663
Residential, Homeowners and Other Personal Property $46,453,715 $45,637,344 +1.8% 1.8% 26,701
Inland Marine $23,991,050 $21,894,941 +9.6% 0.9% 3,351
Auto Physical Damage $14,380,915 $14,730,129 -2.4% 0.5% 1,962
Other $6,798,491 $6,106,513 +11.3% 0.3% 2,297
Disability/A&H $4,814,941 $5,076,859 -5.2% 0.2% 1,594

The ten-year view

Washington in the decade of stamping-office records, 2015–2025 · WSIA stamping office reports, 2015–2025

$2.62B
2025 full-year premium
2.9% of national premium
3.4×
Growth since 2015
+13.7%
5-yr growth per year
vs +16.7% nationally
+0.7%
2025 growth
H1 2026: +9.1% vs H1 2025
The decade
Washington surplus lines premium has grown from $763M in 2015 to $2.6B in 2025 — 3.4× in 10 years. Growth peaked at 24% in 2020.
Where it is in the cycle
The state is cooling: after compounding at 13.7% a year for five years, it grew just +0.7% in 2025. The freshest signal: H1 2026 premium is up 9% on the first half of 2025.
Against the national market
Washington has been lagging the national market — compounding at 14% a year over five years against 17% for all fifteen states combined — and its share of national premium has slipped from 3.3% five years ago to 2.9%.

Washington premium, 2015–2025

Full-year premium (bars, left axis) with year-over-year growth (line, right axis). Source: WSIA stamping office reports, 2015–2025.

Washington vs the national market

Year-over-year premium growth for Washington against all fifteen stamping-office states combined. When the state line runs above the national line, Washington is outgrowing the market.