Top Insurers Across States
Sources: FSLSO, SLACAL, ELANY · Texas excluded — SLTX publishes no insurer data
Each state reports on its own calendar — Florida: YTD 2026 · California: Jan 2026 – Aug 2026 · New York: YTD through June 2026. Combined premium is indicative, not an exact same-period total. Catch-all buckets like "All Other" are excluded. Insurers are matched by simplified company name; where different state-level names were merged, they're listed under the insurer so mismatches are easy to spot.
276
Insurers Ranked
across FL, CA & NY top lists
71
In 2+ States
multi-state players
8
In All 3 States
FL + CA + NY
Top 50 by Combined Premium (FL + CA + NY)
Rows in warm highlight appear in the top lists of two or more states.
| # | Insurer | States | Combined | Florida | California | New York |
|---|---|---|---|---|---|---|
| 1 |
LLOYD'S OF LONDON
Parent: LLOYD'S
Merged: LLOYD'S OF LONDON (CA) · LLOYDS UNDERWRITERS (NY) · UNDERWRITERS AT LLOYD'S, LONDON (FL)
|
FLCANY | $4,365,731,639 |
$1,972,283,929
18.4% of state
|
$1,621,501,088
12.0% of state
|
$771,946,622
14.6% of state
|
| 2 |
LEXINGTON INSURANCE COMPANY
Parent: AMERICAN INTERNATIONAL GROUP, INC.
|
FLCANY | $800,026,696 |
$329,852,627
3.1% of state
|
$356,085,055
2.6% of state
|
$114,089,014
2.2% of state
|
| 3 |
MS TRANSVERSE SPECIALTY INSURANCE COMPANY
Parent: MS&AD INSURANCE GROUP HOLDINGS, INC.
|
FLCA | $647,459,575 |
$398,280,136
3.7% of state
|
$249,179,439
1.8% of state
|
— |
| 4 |
SCOTTSDALE INSURANCE COMPANY
Parent: NATIONWIDE MUTUAL INSURANCE COMPANY
|
FLCA | $598,406,309 |
$187,226,009
1.7% of state
|
$411,180,300
3.0% of state
|
— |
| 5 |
WESTCHESTER SURPLUS LINES INSURANCE COMPANY
Parent: CHUBB LIMITED
|
FLCANY | $568,179,274 |
$213,548,099
2.0% of state
|
$230,583,607
1.7% of state
|
$124,047,568
2.4% of state
|
| 6 |
AXIS SURPLUS INSURANCE COMPANY
Parent: AXIS CAPITAL HOLDINGS LIMITED
|
FLCANY | $501,025,116 |
$230,180,124
2.1% of state
|
$171,130,004
1.3% of state
|
$99,714,988
1.9% of state
|
| 7 |
ENDURANCE AMERICAN SPECIALTY INSURANCE COMPANY
Parent: SOMPO HOLDINGS, INC.
|
FLCANY | $467,538,820 |
$128,364,250
1.2% of state
|
$236,323,951
1.8% of state
|
$102,850,619
2.0% of state
|
| 8 |
EVANSTON INSURANCE COMPANY
Parent: MARKEL GROUP INC.
|
FLCA | $450,671,832 |
$220,376,726
2.1% of state
|
$230,295,106
1.7% of state
|
— |
| 9 |
STARR SURPLUS LINES INSURANCE COMPANY
Parent: STARR INTERNATIONAL COMPANY, INC.
|
FLCANY | $429,920,194 |
$147,358,205
1.4% of state
|
$183,924,125
1.4% of state
|
$98,637,864
1.9% of state
|
| 10 |
KINSALE INSURANCE COMPANY
Parent: KINSALE CAPITAL GROUP, INC.
|
FLCA | $415,523,588 |
$200,763,588
1.9% of state
|
$214,760,000
1.6% of state
|
— |
| 11 |
AIG SPECIALTY INSURANCE COMPANY
Parent: AMERICAN INTERNATIONAL GROUP, INC.
|
FLCANY | $403,826,522 |
$112,114,684
1.0% of state
|
$191,257,947
1.4% of state
|
$100,453,891
1.9% of state
|
| 12 |
ADMIRAL INSURANCE COMPANY
Parent: W. R. BERKLEY CORPORATION
|
FLCA | $336,819,368 |
$86,083,677
0.8% of state
|
$250,735,691
1.9% of state
|
— |
| 13 |
STEADFAST INSURANCE COMPANY
Parent: ZURICH INSURANCE GROUP LTD.
|
FLCA | $317,428,592 |
$134,714,733
1.3% of state
|
$182,713,859
1.4% of state
|
— |
| 14 |
FORTEGRA SPECIALTY INSURANCE COMPANY
Parent: TIPTREE INC.
|
FLCANY | $315,189,362 |
$68,633,833
0.6% of state
|
$141,674,730
1.1% of state
|
$104,880,799
2.0% of state
|
| 15 |
INDIAN HARBOR INSURANCE COMPANY
Parent: AXA S.A.
|
FLCA | $310,484,242 |
$104,937,428
1.0% of state
|
$205,546,814
1.5% of state
|
— |
| 16 |
STARSTONE SPECIALTY INSURANCE COMPANY
Parent: CORE SPECIALTY INSURANCE HOLDINGS, INC.
|
FLCA | $267,505,681 |
$109,891,186
1.0% of state
|
$157,614,495
1.2% of state
|
— |
| 17 |
CHUBB CUSTOM INSURANCE COMPANY
Parent: CHUBB LIMITED
|
FLCA | $265,403,658 |
$69,421,769
0.6% of state
|
$195,981,889
1.5% of state
|
— |
| 18 | NATIONAL FIRE AND MARINE INSURANCE COMPANY | FL | $245,483,203 |
$245,483,203
2.3% of state
|
— | — |
| 19 |
PALOMAR EXCESS AND SURPLUS INSURANCE COMPANY
Parent: PALOMAR HOLDINGS, INC.
|
FLCA | $241,172,369 |
$57,990,851
0.5% of state
|
$183,181,518
1.4% of state
|
— |
| 20 |
QBE SPECIALTY INSURANCE COMPANY
Parent: QBE INSURANCE GROUP LIMITED
|
FLCA | $230,179,061 |
$93,376,857
0.9% of state
|
$136,802,204
1.0% of state
|
— |
| 21 |
ARCH SPECIALTY INSURANCE COMPANY
Parent: ARCH CAPITAL GROUP LTD.
|
FLCA | $228,763,434 |
$93,603,607
0.9% of state
|
$135,159,827
1.0% of state
|
— |
| 22 |
LANDMARK AMERICAN INSURANCE COMPANY
Parent: BERKSHIRE HATHAWAY INC.
|
FLCA | $224,780,188 |
$89,566,483
0.8% of state
|
$135,213,705
1.0% of state
|
— |
| 23 |
COLUMBIA CASUALTY COMPANY
Parent: LOEWS CORPORATION
|
FLCA | $220,050,579 |
$78,198,678
0.7% of state
|
$141,851,901
1.1% of state
|
— |
| 24 |
NATIONAL FIRE & MARINE INSURANCE COMPANY
Parent: BERKSHIRE HATHAWAY INC.
|
CA | $218,429,595 | — |
$218,429,595
1.6% of state
|
— |
| 25 |
NAVIGATORS SPECIALTY INSURANCE COMPANY
Parent: THE HARTFORD INSURANCE GROUP, INC.
|
FLCA | $210,954,486 |
$44,159,247
0.4% of state
|
$166,795,239
1.2% of state
|
— |
| 26 |
NAUTILUS INSURANCE COMPANY
Parent: W. R. BERKLEY CORPORATION
|
FLCA | $207,933,587 |
$92,218,739
0.9% of state
|
$115,714,848
0.9% of state
|
— |
| 27 |
TRISURA SPECIALTY INSURANCE COMPANY
Parent: TRISURA GROUP LTD.
|
FLCA | $201,761,973 |
$85,287,016
0.8% of state
|
$116,474,957
0.9% of state
|
— |
| 28 |
TEXAS INSURANCE COMPANY
Parent: AU HOLDING COMPANY, INC.
|
FLCA | $190,549,772 |
$38,995,928
0.4% of state
|
$151,553,844
1.1% of state
|
— |
| 29 |
IRONSHORE SPECIALTY INSURANCE COMPANY
Parent: LIBERTY MUTUAL HOLDING COMPANY INC.
|
FLCA | $182,796,057 |
$84,104,293
0.8% of state
|
$98,691,764
0.7% of state
|
— |
| 30 |
HOMESITE INSURANCE COMPANY
Parent: AMERICAN FAMILY INSURANCE MUTUAL HOLDING COMPANY
|
CA | $181,884,810 | — |
$181,884,810
1.3% of state
|
— |
| 31 |
UNITED SPECIALTY INSURANCE COMPANY
Parent: MARKEL GROUP INC.
|
FLCA | $179,530,177 |
$64,946,291
0.6% of state
|
$114,583,886
0.8% of state
|
— |
| 32 |
MOBILITAS INSURANCE COMPANY OF ARIZONA
Parent: CSAA INSURANCE EXCHANGE
|
CA | $177,542,649 | — |
$177,542,649
1.3% of state
|
— |
| 33 |
CRUM & FORSTER SPECIALTY INSURANCE COMPANY
Parent: FAIRFAX FINANCIAL HOLDINGS LIMITED
|
FLCA | $167,100,413 |
$43,095,577
0.4% of state
|
$124,004,836
0.9% of state
|
— |
| 34 |
HOUSTON CASUALTY COMPANY
Parent: TOKIO MARINE HOLDINGS, INC.
|
FLCA | $161,340,826 |
$45,948,712
0.4% of state
|
$115,392,114
0.9% of state
|
— |
| 35 | ACCELERANT SPECIALTY INSURANCE COMPANY | FLNY | $160,286,941 |
$47,410,304
0.4% of state
|
— |
$112,876,637
2.1% of state
|
| 36 |
SOUTHLAKE SPECIALTY INSURANCE COMPANY
Parent: SOUTHLAKE FINANCIAL HOLDINGS, LLC
|
FLCA | $157,271,520 |
$28,476,086
0.3% of state
|
$128,795,434
1.0% of state
|
— |
| 37 |
HUDSON EXCESS INSURANCE COMPANY
Parent: FAIRFAX FINANCIAL HOLDINGS LIMITED
|
FLCA | $152,891,465 |
$55,375,325
0.5% of state
|
$97,516,140
0.7% of state
|
— |
| 38 |
GREAT LAKES INSURANCE SE
Parent: MUNCHENER RUCKVERSICHERUNG AG
|
FLCA | $149,422,672 |
$59,678,708
0.6% of state
|
$89,743,964
0.7% of state
|
— |
| 39 |
PRINCETON EXCESS AND SURPLUS LINES INSURANCE COMPANY
Parent: MUNCHENER RUCKVERSICHERUNG AG
|
FLCA | $148,073,892 |
$54,647,074
0.5% of state
|
$93,426,818
0.7% of state
|
— |
| 40 | SUTTON SPECIALTY INSURANCE COMPANY | FLNY | $137,338,617 |
$48,933,714
0.5% of state
|
— |
$88,404,903
1.7% of state
|
| 41 |
ASSOCIATED INDUSTRIES INSURANCE COMPANY, INC.
Parent: EVERGREEN PARENT, L.P.
|
CA | $136,052,490 | — |
$136,052,490
1.0% of state
|
— |
| 42 | MT. HAWLEY INSURANCE COMPANY | FL | $130,051,140 |
$130,051,140
1.2% of state
|
— | — |
| 43 | FRONTLINE INSURANCE UNLIMITED COMPANY | FL | $125,917,138 |
$125,917,138
1.2% of state
|
— | — |
| 44 |
ASPEN SPECIALTY INSURANCE COMPANY
Parent: SOMPO HOLDINGS, INC.
|
FLCA | $123,213,330 |
$37,095,180
0.3% of state
|
$86,118,150
0.6% of state
|
— |
| 45 |
GEMINI INSURANCE COMPANY
Parent: W. R. BERKLEY CORPORATION
|
FLCA | $119,130,522 |
$20,085,043
0.2% of state
|
$99,045,479
0.7% of state
|
— |
| 46 | GEOVERA SPECIALTY INSURANCE COMPANY | FL | $112,997,423 |
$112,997,423
1.1% of state
|
— | — |
| 47 |
ALLIED WORLD NATIONAL ASSURANCE COMPANY
Parent: FAIRFAX FINANCIAL HOLDINGS LIMITED
|
CA | $112,516,605 | — |
$112,516,605
0.8% of state
|
— |
| 48 |
SIERRA SPECIALTY INSURANCE COMPANY
Parent: EVERGREEN PARENT, L.P.
|
FLCA | $109,510,842 |
$17,268,396
0.2% of state
|
$92,242,446
0.7% of state
|
— |
| 49 |
ILLINOIS UNION INSURANCE COMPANY
Parent: CHUBB LIMITED
|
FLCA | $107,058,785 |
$29,607,281
0.3% of state
|
$77,451,504
0.6% of state
|
— |
| 50 |
GENERAL STAR INDEMNITY COMPANY
Parent: BERKSHIRE HATHAWAY INC.
|
FLCA | $102,183,746 |
$32,901,571
0.3% of state
|
$69,282,175
0.5% of state
|
— |
Source lists: Florida ranks 270 insurers · California ranks 96 carriers (with ultimate parent) · New York publishes its top 11 insurers. An insurer missing from a state column may still write business there — it just didn't make that state's published list.