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Surplus Lines Reporting

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Utah — Full year 2025

Source: WSIA stamping office report · Last scraped August 05, 2026 at 02:49 PM

Utah premium essentially flat H1 2026 vs H1 2025

H1 2026 premium came in at $525M — down $0M from $525M in H1 2025. From the WSIA Midyear Report.

$525M
H1 2026 Premium
-0.0% vs H1 2025
$525M
H1 2025 Premium
Same period a year earlier
39,723
H1 2026 Items
+4.2% vs H1 2025
38,111
H1 2025 Items
Same period a year earlier

Utah's stamping office doesn't publish market data tables on its own website, so this page uses the annual WSIA stamping office report (compiled from data collected by the Surplus Line Association of Utah). Figures are full-year and update once a year — coarser than the monthly or year-to-date views available for states like California or Florida.

$1.05B
Premium
Full year 2025 · +21.4%
$861M
Premium, 2024
Prior full year
75,899
Items Filed
Full year 2025 · +4.4%
9
Lines of Business

Premium by Line of Business — Full year 2025

Lines of Business vs Same Period Last Year

Line of BusinessPremiumSame Period Last YearChangeShareItems
Liability (Non-Professional) $498,011,162 $389,606,274 +27.8% 47.6% 27,971
Property $248,684,000 $215,184,787 +15.6% 23.8% 29,740
Professional Liability $133,188,645 $143,184,406 -7.0% 12.7% 5,457
Other $78,801,815 $49,785,362 +58.3% 7.5% 4,356
Auto Liability $45,614,422 $28,920,004 +57.7% 4.4% 2,402
Inland Marine $18,490,013 $16,818,934 +9.9% 1.8% 1,633
Residential, Homeowners and Other Personal Property $17,697,558 $11,323,848 +56.3% 1.7% 3,586
Auto Physical Damage $4,648,043 $6,058,694 -23.3% 0.4% 656
Disability/A&H $829,940 $594,323 +39.6% 0.1% 98

The ten-year view

Utah in the decade of stamping-office records, 2015–2025 · WSIA stamping office reports, 2015–2025

$1.05B
2025 full-year premium
1.2% of national premium
4.6×
Growth since 2015
+16.8%
5-yr growth per year
vs +16.7% nationally
+21.4%
2025 growth
H1 2026: +7.0% vs H1 2025
The decade
Utah surplus lines premium has grown from $226M in 2015 to $1.0B in 2025 — 4.6× in 10 years. Growth peaked at 37% in 2020.
Where it is in the cycle
The state is still accelerating: 2025 growth of +21.4% ran ahead of its own five-year pace of 16.8% a year. The freshest signal: H1 2026 premium is up 7% on the first half of 2025.
Against the national market
Utah has been matching the national market — compounding at 17% a year over five years against 17% for all fifteen states combined — and its share of national premium has held near 1.2%.

Utah premium, 2015–2025

Full-year premium (bars, left axis) with year-over-year growth (line, right axis). Source: WSIA stamping office reports, 2015–2025.

Utah vs the national market

Year-over-year premium growth for Utah against all fifteen stamping-office states combined. When the state line runs above the national line, Utah is outgrowing the market.