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Oregon — Full year 2025

Source: WSIA stamping office report · Last scraped August 05, 2026 at 02:49 PM

Oregon premium down 18.8% H1 2026 vs H1 2025

H1 2026 premium came in at $630M — down $146M from $776M in H1 2025. From the WSIA Midyear Report.

$630M
H1 2026 Premium
-18.8% vs H1 2025
$776M
H1 2025 Premium
Same period a year earlier
55,465
H1 2026 Items
+13.3% vs H1 2025
48,934
H1 2025 Items
Same period a year earlier

Oregon's own annual statistics publication links directly to the WSIA stamping office report, so that report (compiled from data collected by the Surplus Line Association of Oregon) is the authoritative source here. Figures are full-year and update once a year.

$1.42B
Premium
Full year 2025 · +23.8%
$1.14B
Premium, 2024
Prior full year
104,433
Items Filed
Full year 2025 · +14.1%
10
Lines of Business

Premium by Line of Business — Full year 2025

Lines of Business vs Same Period Last Year

Line of BusinessPremiumSame Period Last YearChangeShareItems
Liability (Non-Professional) $664,648,126 $476,409,772 +28.3% 46.9% 52,298
Property $385,895,205 $359,165,833 +6.9% 27.2% 23,671
Professional Liability $116,725,740 $108,631,465 +6.9% 8.2% 6,482
Other $95,784,921 $71,474,765 +25.4% 6.8% 5,768
Auto Liability $64,161,485 $24,443,939 +61.9% 4.5% 2,993
Multi-Peril $36,610,294 $38,914,020 -6.3% 2.6% 5,476
Inland Marine $33,629,891 $49,649,968 -47.6% 2.4% 2,853
Auto Physical Damage $9,635,383 $8,451,674 +12.3% 0.7% 2,264
Residential, Homeowners and Other Personal Property $7,193,501 $5,185,130 +27.9% 0.5% 2,295
Disability/A&H $2,654,471 $2,488,639 +6.2% 0.2% 332

The ten-year view

Oregon in the decade of stamping-office records, 2015–2025 · WSIA stamping office reports, 2015–2025

$1.42B
2025 full-year premium
1.6% of national premium
4.3×
Growth since 2015
+19.5%
5-yr growth per year
vs +16.7% nationally
+24.2%
2025 growth
H1 2026: -18.8% vs H1 2025
The decade
Oregon surplus lines premium has grown from $331M in 2015 to $1.4B in 2025 — 4.3× in 10 years. Growth peaked at 29% in 2021.
Where it is in the cycle
The state is still accelerating: 2025 growth of +24.2% ran ahead of its own five-year pace of 19.5% a year. The freshest signal: H1 2026 premium is running 19% below the first half of 2025.
Against the national market
Oregon has been outgrowing the national market — compounding at 20% a year over five years against 17% for all fifteen states combined — and its share of national premium has grown from 1.4% five years ago to 1.6%.

Oregon premium, 2015–2025

Full-year premium (bars, left axis) with year-over-year growth (line, right axis). Source: WSIA stamping office reports, 2015–2025.

Oregon vs the national market

Year-over-year premium growth for Oregon against all fifteen stamping-office states combined. When the state line runs above the national line, Oregon is outgrowing the market.