Illinois — Full year 2025
Source: SLAI (Surplus Line Association of Illinois) · Last scraped August 05, 2026 at 02:49 PM
Illinois premium up 13.9% H1 2026 vs H1 2025
H1 2026 premium came in at $2.58B — up $314M from $2.27B in H1 2025. From the WSIA Midyear Report.
$2.58B
H1 2026 Premium
+13.9% vs H1 2025
$2.27B
H1 2025 Premium
Same period a year earlier
121,435
H1 2026 Items
+16.1% vs H1 2025
104,561
H1 2025 Items
Same period a year earlier
Illinois publishes filing data twice a year (mid-year and year-end), with each figure compared against the same period last year. This page shows the most recent published report — not a running year-to-date view like Florida or California.
$4.86B
Premium Filed
Full year 2025 · +10.5%
223,923
Documents Filed
Policies & endorsements · +14.4%
50
Top Insurers Listed
88
Coverage Codes
Premium by Coverage Group — Full year 2025
Coverage Groups vs Same Period Last Year
| Coverage Group | Premium | Same Period Last Year | Change | Documents |
|---|---|---|---|---|
| GL | $1,993,918,888 | $1,767,192,871 | +12.8% | 100,502 |
| All Risk | $1,086,099,340 | $1,019,445,716 | +6.5% | 23,300 |
| E & O | $458,210,116 | $424,853,905 | +7.9% | 12,820 |
| Auto Liab | $305,070,303 | $247,087,706 | +23.5% | 6,124 |
| Umbrella | $237,105,883 | $227,541,847 | +4.2% | 3,034 |
| Property | $198,789,766 | $186,935,720 | +6.3% | 23,597 |
| Auto Phys Dam | $167,279,231 | $146,903,313 | +13.9% | 13,551 |
| Med Mal | $116,684,681 | $132,189,390 | -11.7% | 2,122 |
| Multi-Peril | $97,575,594 | $84,400,841 | +15.6% | 17,836 |
| Inland Marine | $80,544,472 | $56,562,307 | +42.4% | 7,820 |
| Misc | $33,240,883 | $30,024,286 | +10.7% | 1,665 |
| Personal Accident | $25,905,757 | $33,214,135 | -22.0% | 4,630 |
| Fidelity/Surety | $19,158,828 | $8,015,942 | +139.0% | 3,103 |
| Medical | $18,892,238 | $15,620,784 | +20.9% | 1,367 |
| Work Comp | $8,028,248 | $1,501,410 | +434.7% | 48 |
| RR & Util Liab | $5,780,939 | $2,868,537 | +101.5% | 62 |
| Aviation | $2,978,821 | $3,690,266 | -19.3% | 28 |
| Crime | $2,719,657 | $3,631,362 | -25.1% | 637 |
| DIC | $2,386,243 | $2,832,902 | -15.8% | 107 |
| Use & Occ | $1,818,599 | $1,272,670 | +42.9% | 1,318 |
| Liquor | $1,752,047 | $1,589,887 | +10.2% | 226 |
| Glass | $117,740 | $1,013 | +11522.9% | 1 |
| Crop Hail | $-3,106,536 | $3,283,185 | -194.6% | 25 |
Top 50 Insurers by Premium Volume
Ranks and premiums compared against the prior year's report.
| # | Insurer | Premium | Prior Rank | Same Period Last Year | Change |
|---|---|---|---|---|---|
| 1 | Lloyd’s of London | $888,479,259 | 1 | $848,128,877 | +5% |
| 2 | Lexington Insurance Co | $162,960,228 | 3 | $149,093,594 | +9% |
| 3 | Liberty Surplus Insurance Corp | $144,348,527 | 4 | $140,741,441 | +3% |
| 4 | National Fire & Marine Insurance Co | $128,384,709 | 2 | $151,608,285 | -15% |
| 5 | Starr Surplus Lines Insurance Co | $108,435,979 | 5 | $107,957,283 | +0% |
| 6 | Columbia Casualty Co | $102,797,115 | 9 | $80,536,561 | +28% |
| 7 | Endurance American Specialty Insurance Co | $102,323,878 | 6 | $91,568,061 | +12% |
| 8 | Allianz Global Corporate & Specialty SE | $89,884,794 | 109 | $6,540,388 | +1274% |
| 9 | Indian Harbor Insurance Co | $85,244,924 | 10 | $79,058,782 | +8% |
| 10 | AXIS Surplus Insurance Co | $82,517,747 | 11 | $74,173,501 | +11% |
| 11 | Travelers Excess & Surplus Lines Co | $74,132,209 | 8 | $81,803,805 | -9% |
| 12 | Evanston Insurance Co | $71,191,801 | 12 | $73,844,348 | -4% |
| 13 | AIG Specialty Insurance Co | $70,450,606 | 18 | $55,880,211 | +26% |
| 14 | Arch Specialty Insurance Co | $65,342,826 | 17 | $56,143,261 | +16% |
| 15 | Ironshore Specialty Insurance Co | $62,561,604 | 14 | $61,395,406 | +2% |
| 16 | Scottsdale Insurance Co | $62,371,965 | 13 | $65,615,819 | -5% |
| 17 | MS Transverse Specialty Insurance Co | $57,599,997 | 41 | $27,465,557 | +110% |
| 18 | Westchester Surplus Lines Insurance Co | $54,956,648 | 21 | $50,071,908 | +10% |
| 19 | Starstone Specialty Insurance Co | $52,472,051 | 22 | $48,201,828 | +9% |
| 20 | Illinois Union Insurance Co | $51,187,708 | 25 | $45,039,476 | +14% |
| 21 | Swiss Re Corporate Solutions Capacity Insurance Corp | $50,876,000 | 15 | $59,755,017 | -15% |
| 22 | Associated Electric & Gas Insurance Services Ltd (AEGIS) | $49,420,063 | 36 | $33,013,488 | +50% |
| 23 | Cincinnati Specialty Underwriters Insurance Co | $47,381,474 | 23 | $47,301,888 | +0% |
| 24 | Admiral Insurance Co | $46,811,113 | 31 | $37,359,137 | +25% |
| 25 | Steadfast Insurance Co | $46,518,373 | 19 | $51,181,772 | -9% |
| 26 | Everest Indemnity Insurance Co | $46,462,246 | 20 | $50,786,263 | -9% |
| 27 | Crum & Forster Specialty Insurance Co | $44,266,917 | 27 | $40,454,684 | +9% |
| 28 | Houston Casualty Co | $44,106,114 | 16 | $56,502,235 | -22% |
| 29 | Gemini Insurance Co | $42,979,066 | 24 | $46,729,812 | -8% |
| 30 | Beazley Excess and Surplus Ins Inc | $41,852,888 | 92 | $8,583,993 | +388% |
| 31 | Allied World Assurance Co (US) Inc | $40,156,477 | 37 | $32,612,586 | +23% |
| 32 | Chubb Custom Insurance Co | $39,960,086 | 33 | $34,525,244 | +16% |
| 33 | Landmark American Insurance Co | $39,912,397 | 7 | $86,322,111 | -54% |
| 34 | Kinsale Insurance Co | $39,789,079 | 29 | $38,601,857 | +3% |
| 35 | Nautilus Insurance Co | $39,758,277 | 35 | $33,367,002 | +19% |
| 36 | General Star Indemnity Co | $36,428,971 | 32 | $35,741,016 | +2% |
| 37 | HDI Global Specialty SE | $35,905,592 | 39 | $30,147,102 | +19% |
| 38 | Navigators Specialty Insurance Co | $35,892,185 | 34 | $33,991,345 | +6% |
| 39 | Texas Insurance Co | $35,502,791 | 56 | $18,298,710 | +94% |
| 40 | QBE Specialty Insurance Co | $35,357,547 | 40 | $28,021,931 | +26% |
| 41 | Allied World Surplus Lines Insurance Co | $34,616,024 | 42 | $27,437,995 | +26% |
| 42 | Palomar Excess and Surplus Insurance Company | $34,283,093 | 77 | $11,058,108 | +210% |
| 43 | Highlander Specialty Insurance Company | $34,066,673 | 80 | $10,403,317 | +227% |
| 44 | Great American E&S Insurance Co | $33,206,628 | 38 | $30,689,772 | +8% |
| 45 | Hudson Excess Insurance Co | $33,133,274 | 26 | $41,438,223 | -20% |
| 46 | Convex Insurance UK Ltd | $32,981,364 | 47 | $24,211,613 | +36% |
| 47 | Aspen Specialty Insurance Co | $32,781,636 | 30 | $37,523,098 | -13% |
| 48 | Interstate Fire & Casualty Co | $31,558,719 | 28 | $39,120,794 | -19% |
| 49 | Trisura Specialty Insurance Co | $26,937,668 | 71 | $14,197,455 | +90% |
| 50 | Vantage Risk Specialty Insurance Company | $26,792,998 | 53 | $20,319,134 | +32% |
Coverage Code Detail
Every individual coverage code SLAI reports, sorted by premium.
| Code | Description | Premium | Same Period Last Year | Change |
|---|---|---|---|---|
| 2200 | All Risk: All | $1,086,099,340 | $1,019,445,716 | +6.5% |
| 5003 | GL: Excess CGL | $768,959,955 | $568,439,985 | +35.3% |
| 5001 | GL: CGL | $470,781,595 | $432,613,770 | +8.8% |
| 5012 | GL: Cyber | $357,381,170 | $376,633,633 | -5.1% |
| 4002 | E & O: Other | $333,400,071 | $311,957,491 | +6.9% |
| 7502 | Auto Liab: Commercial – All Others | $301,866,375 | $244,726,732 | +23.3% |
| 5500 | Umbrella: All | $237,105,883 | $227,541,847 | +4.2% |
| 7702 | Auto Phys Dam: Commercial – All Others | $165,790,347 | $144,870,265 | +14.4% |
| 5004 | GL: Misc | $163,683,359 | $157,147,884 | +4.2% |
| 1001 | Property: Fire | $113,647,710 | $125,954,557 | -9.8% |
| 5017 | GL: Pollution | $107,621,352 | $110,991,151 | -3.0% |
| 5002 | GL: Products | $83,088,908 | $74,139,311 | +12.1% |
| 2003 | Multi-Peril: CMP / SMP | $70,098,511 | $60,374,928 | +16.1% |
| 4001 | E & O: D & O | $58,375,284 | $56,558,225 | +3.2% |
| 5107 | Med Mal: Other | $55,775,359 | $43,954,621 | +26.9% |
| 3002 | Inland Marine: Other | $46,796,679 | $34,696,017 | +34.9% |
| 5102 | Med Mal: Hosp, Rest Home, Clinic, Lab, Ambulance | $37,402,834 | $52,236,504 | -28.4% |
| 4003 | E & O: Atty Malpractice | $34,101,466 | $23,338,320 | +46.1% |
| 3001 | Inland Marine: Jewl/Fur Block, Floaters | $33,620,349 | $21,736,190 | +54.7% |
| 9900 | Misc: Misc | $33,240,883 | $30,024,286 | +10.7% |
| 4500 | Personal Accident: All | $25,905,757 | $33,214,135 | -22.0% |
| 4004 | E & O: Architects & Engineers | $25,834,502 | $28,516,502 | -9.4% |
| 1006 | Property: Terrorism (Property) | $20,466,356 | $16,043,349 | +27.6% |
| 4600 | Medical: All | $18,892,238 | $15,620,784 | +20.9% |
| 1003 | Property: Excess of Loss | $18,470,239 | $10,945,896 | +68.7% |
| 2002 | Multi-Peril: Homeowners | $16,082,532 | $10,743,952 | +49.7% |
| 1002 | Property: Allied Lines | $15,787,977 | $9,201,243 | +71.6% |
| 5013 | GL: EPL | $13,544,983 | $11,759,445 | +15.2% |
| 1005 | Property: Commercial Flood | $13,088,568 | $11,519,274 | +13.6% |
| 5104 | Med Mal: Dentists | $12,864,617 | $26,742,796 | -51.9% |
| 7002 | Fidelity/Surety: Performance Bond | $9,319,296 | $847,937 | +999.1% |
| 5103 | Med Mal: Doctors | $8,972,339 | $6,621,240 | +35.5% |
| 7003 | Fidelity/Surety: Surety Bond – All Others | $8,307,665 | $4,741,787 | +75.2% |
| 2004 | Multi-Peril: Multi-Line | $8,099,254 | $6,592,357 | +22.9% |
| 6000 | Work Comp: All Others | $8,028,248 | $1,501,410 | +434.7% |
| 5005 | GL: Municipalities | $7,388,147 | $3,797,865 | +94.5% |
| 1007 | Property: Windstorm | $7,101,279 | $4,210,475 | +68.7% |
| 5014 | GL: Event Cancellation | $6,751,464 | $6,288,723 | +7.4% |
| 4005 | E & O: Fiduciary Liability | $6,498,793 | $4,483,367 | +45.0% |
| 5020 | GL: Terrorism (Liability) | $5,749,319 | $6,524,380 | -11.9% |
| 1008 | Property: Private Flood | $5,118,613 | $4,415,489 | +15.9% |
| 1004 | Property: Earthquake | $5,092,021 | $3,198,548 | +59.2% |
| 5302 | RR & Util Liab: Other | $4,410,256 | $1,260,084 | +250.0% |
| 5019 | GL: Event Liability | $3,519,313 | $10,903,703 | -67.7% |
| 2005 | Multi-Peril: Terrorism (Combo) | $3,170,387 | $6,208,938 | -48.9% |
| 3202 | Aviation: Liability-Other | $2,664,424 | $2,758,472 | -3.4% |
| 1700 | DIC: All | $2,386,243 | $2,832,902 | -15.8% |
| 7505 | Auto Liab: TNC | $2,357,725 | $1,651,806 | +42.7% |
| 7103 | Crime: Other | $2,170,412 | $2,791,856 | -22.3% |
| 5010 | GL: Labor, Fraternal & Relig Orgs | $1,857,200 | $124,297 | +1394.2% |
| 5200 | Liquor: All | $1,752,047 | $1,589,887 | +10.2% |
| 7001 | Fidelity/Surety: Fidelity/Forgery/Bankers Bond | $1,531,867 | $2,426,218 | -36.9% |
| 5301 | RR & Util Liab: RR Protective | $1,370,683 | $1,608,453 | -14.8% |
| 5101 | Med Mal: Beauty / Fitness / Barber | $1,108,343 | $1,562,401 | -29.1% |
| 7701 | Auto Phys Dam: Private Passenger – All | $1,101,916 | $1,501,649 | -26.6% |
| 8004 | Use & Occ: Other | $989,156 | $1,262,341 | -21.6% |
| 5018 | GL: Prize Indemnity | $840,939 | $1,073,215 | -21.6% |
| 8001 | Use & Occ: Boiler & Machinery Direct | $578,528 | $5,841 | +9804.6% |
| 7101 | Crime: Burglary & Robbery | $513,099 | $818,263 | -37.3% |
| 5105 | Med Mal: Nurses | $472,843 | $1,025,982 | -53.9% |
| 5021 | GL: Cannabis Dispensaries | $470,821 | $806,341 | -41.6% |
| 5022 | GL: Cannabis Cultivators | $460,013 | $546,266 | -15.8% |
| 5016 | GL: Patent/Trademark/Copyright | $402,152 | $200,625 | +100.4% |
| 5011 | GL: Asbestos Lead | $401,891 | $330,096 | +21.7% |
| 5006 | GL: School Districts | $377,769 | $1,945,588 | -80.6% |
| 7504 | Auto Liab: Rentals | $331,920 | $545,014 | -39.1% |
| 7704 | Auto Phys Dam: TNC | $312,307 | $577,540 | -45.9% |
| 3201 | Aviation: Liability-Drones | $304,782 | $708,064 | -57.0% |
| 5015 | GL: Mortgage Impairment | $302,798 | $375,781 | -19.4% |
| 7503 | Auto Liab: Taxicabs | $265,710 | $0 | +100.0% |
| 5008 | GL: Public Officials | $255,209 | $64,678 | +294.6% |
| 7501 | Auto Liab: Private Passenger – All | $248,573 | $164,154 | +51.4% |
| 8002 | Use & Occ: Boiler & Machinery Consequential | $219,067 | $4,488 | +4781.2% |
| 3003 | Inland Marine: Watercraft | $127,444 | $130,100 | -2.0% |
| 2001 | Multi-Peril: Farmowners | $124,910 | $480,666 | -74.0% |
| 3500 | Glass: All | $117,740 | $1,013 | +11522.9% |
| 5106 | Med Mal: Druggists/Pharmacists | $88,346 | $45,846 | +92.7% |
| 7703 | Auto Phys Dam: Taxi/Limo | $74,661 | $-46,141 | +261.8% |
| 5009 | GL: Day Care Ctrs | $52,251 | $53,502 | -2.3% |
| 7102 | Crime: Kidnap & Ransom | $36,146 | $21,243 | +70.2% |
| 8003 | Use & Occ: Engine & Machinery | $31,848 | $0 | +100.0% |
| 5007 | GL: Other Political Subdivisions | $28,280 | $2,432,632 | -98.8% |
| 1009 | Property: Excess Mine Subsidence | $17,003 | $1,446,889 | -98.8% |
| 3200 | Aviation: Phys Dam – All | $9,615 | $223,730 | -95.7% |
| 6001 | Work Comp: Cannabis Dispensaries | $0 | $0 | +0.0% |
| 6002 | Work Comp: Cannabis Cultivators | $0 | $0 | +0.0% |
| 7004 | Fidelity/Surety: Surety Bond – Cannabis Dispensaries | $0 | $0 | +0.0% |
| 1500 | Crop Hail: All | $-3,106,536 | $3,283,185 | -194.6% |
The ten-year view
Illinois in the decade of stamping-office records, 2015–2025 · WSIA stamping office reports, 2015–2025
$4.86B
2025 full-year premium
5.4% of national premium
3.4×
Growth since 2015
+18.2%
5-yr growth per year
vs +16.7% nationally
+10.5%
2025 growth
H1 2026: +13.9% vs H1 2025
The decade
Illinois surplus lines premium has grown from $1.4B in 2015 to $4.9B in 2025 — 3.4× in 10 years. Growth peaked at 40% in 2021.
Where it is in the cycle
The state is cooling: after compounding at 18.2% a year for five years, it grew just +10.5% in 2025. The freshest signal: H1 2026 premium is up 14% on the first half of 2025.
Against the national market
Illinois has been outgrowing the national market — compounding at 18% a year over five years against 17% for all fifteen states combined — and its share of national premium has grown from 5.1% five years ago to 5.4%.
Illinois premium, 2015–2025
Full-year premium (bars, left axis) with year-over-year growth (line, right axis). Source: WSIA stamping office reports, 2015–2025.
Illinois vs the national market
Year-over-year premium growth for Illinois against all fifteen stamping-office states combined. When the state line runs above the national line, Illinois is outgrowing the market.