Texas — January – July 2026
Source: SLTX · Last scraped August 05, 2026 at 02:48 PM
Year over year
July 2026 premium came in at $1.86B, up 6% from July 2025 ($1.76B).
Texas pace
Texas is averaging $1.67B a month in surplus lines premium across 7 reported months, peaking at $2.01B in March — on pace for roughly $20.0B over a full year.
Filing volume
SLTX has processed 1,137,484 policy filings over the reported months — an average of about $10K in premium per filing.
Texas (SLTX) publishes monthly market totals only — premium and policy filings. Unlike the other states, it does not break the data out by insurer or line of business, so this page shows the full extent of what Texas reports.
$11.67B
Premium
January – July 2026
1,137,484
Filings
January – July 2026
7
Months of Data
Year-over-Year Growth
Each month compared against the same month last year.
| Month | Premium | Same Period Last Year | Change |
|---|---|---|---|
| January 2026 vs January 2025 | $1,398,301,456 | $1,476,453,243 | -5.3% |
| February 2026 vs February 2025 | $1,154,944,098 | $1,122,988,381 | +2.8% |
| March 2026 vs March 2025 | $2,012,222,465 | $1,389,737,797 | +44.8% |
| April 2026 vs April 2025 | $1,743,506,931 | $1,874,676,351 | -7.0% |
| May 2026 vs May 2025 | $1,596,877,045 | $1,784,444,762 | -10.5% |
| June 2026 vs June 2025 | $1,906,883,138 | $1,694,919,174 | +12.5% |
| July 2026 vs July 2025 | $1,858,924,589 | $1,759,709,556 | +5.6% |
Monthly Premium — January – July 2026
Monthly Policy Filings — January – July 2026
Monthly Detail — January – July 2026
| Month | Premium | Filings |
|---|---|---|
| Jan 2026 | $1,398,301,456 | 144,502 |
| Feb 2026 | $1,154,944,098 | 114,615 |
| Mar 2026 | $2,012,222,465 | 137,584 |
| Apr 2026 | $1,743,506,931 | 148,341 |
| May 2026 | $1,596,877,045 | 131,662 |
| Jun 2026 | $1,906,883,138 | 155,706 |
| Jul 2026 | $1,858,924,589 | 305,074 |
The ten-year view
Texas in the decade of stamping-office records, 2015–2025 · WSIA stamping office reports, 2015–2025
$18.21B
2025 full-year premium
20.2% of national premium
3.6×
Growth since 2015
+18.1%
5-yr growth per year
vs +16.7% nationally
+9.8%
2025 growth
H1 2026: +5.0% vs H1 2025
The decade
Texas surplus lines premium has grown from $5.0B in 2015 to $18.2B in 2025 — 3.6× in 10 years. Growth peaked at 27% in 2022.
Where it is in the cycle
The state is cooling: after compounding at 18.1% a year for five years, it grew just +9.8% in 2025. The freshest signal: H1 2026 premium is up 5% on the first half of 2025.
Against the national market
Texas has been outgrowing the national market — compounding at 18% a year over five years against 17% for all fifteen states combined — and its share of national premium has grown from 19.0% five years ago to 20.2%.
Texas premium, 2015–2025
Full-year premium (bars, left axis) with year-over-year growth (line, right axis). Source: WSIA stamping office reports, 2015–2025.
Texas vs the national market
Year-over-year premium growth for Texas against all fifteen stamping-office states combined. When the state line runs above the national line, Texas is outgrowing the market.