North Carolina — Full year 2025
Source: WSIA stamping office report · Last scraped August 05, 2026 at 02:49 PM
North Carolina premium up 13.4% H1 2026 vs H1 2025
H1 2026 premium came in at $1.31B — up $155M from $1.16B in H1 2025. From the WSIA Midyear Report.
North Carolina's stamping office doesn't publish market data tables on its own website, so this page uses the annual WSIA stamping office report (compiled from data collected by the North Carolina Surplus Lines Stamping Office). Figures are full-year and update once a year — coarser than the monthly or year-to-date views available for states like California or Florida.
Premium by Line of Business — Full year 2025
Lines of Business vs Same Period Last Year
| Line of Business | Premium | Same Period Last Year | Change | Share | Items |
|---|---|---|---|---|---|
| Liability (Non-Professional) | $1,060,151,324 | $952,942,914 | +11.3% | 46.2% | 109,854 |
| Property | $676,831,036 | $584,276,533 | +15.8% | 29.5% | 35,865 |
| Residential, Homeowners and Other Personal Property | $143,961,586 | $126,272,544 | +14.0% | 6.3% | 77,640 |
| Professional Liability | $138,399,104 | $126,238,717 | +9.6% | 6.0% | 6,646 |
| Other | $69,007,652 | $69,184,050 | -0.3% | 3.0% | 10,774 |
| Auto Liability | $67,989,592 | $54,882,099 | +23.9% | 3.0% | 3,165 |
| Multi-Peril | $59,986,324 | $62,193,241 | -3.5% | 2.6% | 10,283 |
| Auto Physical Damage | $38,655,494 | $27,830,070 | +38.9% | 1.7% | 4,524 |
| Inland Marine | $33,263,378 | $35,915,937 | -7.4% | 1.5% | 11,272 |
| Disability/A&H | $5,460,431 | $6,811,414 | -19.8% | 0.2% | 1,062 |
The ten-year view
North Carolina in the decade of stamping-office records, 2016–2025 · WSIA stamping office reports, 2016–2025
North Carolina premium, 2016–2025
Full-year premium (bars, left axis) with year-over-year growth (line, right axis). Source: WSIA stamping office reports, 2016–2025.
North Carolina vs the national market
Year-over-year premium growth for North Carolina against all fifteen stamping-office states combined. When the state line runs above the national line, North Carolina is outgrowing the market.