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Surplus Lines Reporting

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Arizona — Full year 2025

Source: WSIA stamping office report · Last scraped August 05, 2026 at 02:49 PM

Arizona premium up 6.7% H1 2026 vs H1 2025

H1 2026 premium came in at $1.05B — up $66M from $984M in H1 2025. From the WSIA Midyear Report.

$1.05B
H1 2026 Premium
+6.7% vs H1 2025
$984M
H1 2025 Premium
Same period a year earlier
74,707
H1 2026 Items
+6.4% vs H1 2025
70,237
H1 2025 Items
Same period a year earlier

Arizona's main figures come from the annual WSIA stamping office report (compiled from data collected by the Surplus Line Association of Arizona) — full-year, updated once a year. The association also posts its own half-year filing totals, shown at the bottom of this page.

$1.99B
Premium
Full year 2025 · +15.8%
$1.72B
Premium, 2024
Prior full year
143,803
Items Filed
Full year 2025 · +10.5%
9
Lines of Business

Premium by Line of Business — Full year 2025

Lines of Business vs Same Period Last Year

Line of BusinessPremiumSame Period Last YearChangeShareItems
Liability (Non-Professional) $973,682,917 $878,045,322 +10.9% 48.9% 64,756
Property $474,647,084 $418,935,886 +13.3% 23.8% 19,946
Professional Liability $259,809,648 $208,411,600 +24.7% 13.0% 11,779
Residential, Homeowners and Other Personal Property $91,619,652 $54,164,411 +69.2% 4.6% 25,742
Auto Liability $74,936,805 $61,124,135 +22.6% 3.8% 7,280
Other $44,058,713 $34,686,835 +27.0% 2.2% 5,197
Auto Physical Damage $32,707,978 $21,101,974 +55.0% 1.6% 3,424
Inland Marine $31,587,863 $37,677,344 -16.2% 1.6% 3,561
Disability/A&H $9,153,369 $6,195,167 +47.8% 0.5% 2,118

The ten-year view

Arizona in the decade of stamping-office records, 2015–2025 · WSIA stamping office reports, 2015–2025

$1.99B
2025 full-year premium
2.2% of national premium
4.3×
Growth since 2015
+21.2%
5-yr growth per year
vs +16.7% nationally
+15.8%
2025 growth
H1 2026: +6.7% vs H1 2025
The decade
Arizona surplus lines premium has grown from $468M in 2015 to $2.0B in 2025 — 4.3× in 10 years. Growth peaked at 38% in 2021.
Where it is in the cycle
The state is cooling: after compounding at 21.2% a year for five years, it grew just +15.8% in 2025. The freshest signal: H1 2026 premium is up 7% on the first half of 2025.
Against the national market
Arizona has been outgrowing the national market — compounding at 21% a year over five years against 17% for all fifteen states combined — and its share of national premium has grown from 1.8% five years ago to 2.2%.

Arizona premium, 2015–2025

Full-year premium (bars, left axis) with year-over-year growth (line, right axis). Source: WSIA stamping office reports, 2015–2025.

Arizona vs the national market

Year-over-year premium growth for Arizona against all fifteen stamping-office states combined. When the state line runs above the national line, Arizona is outgrowing the market.

Arizona's Own Half-Year Filing Totals

Half-year filing totals posted by the Surplus Line Association of Arizona (premium plus policy fees, by transaction date). The page updates infrequently.

PeriodPremium + Policy FeesTransactions
H1 2023 $766,814,027 59,220
H2 2022 $646,228,857 57,746
H1 2022 $707,020,329 59,004
H2 2021 $565,898,318 54,277
H1 2021 $483,275,080 47,936
H2 2020 $399,069,843 47,432
H1 2020 $363,347,118 45,497
H2 2019 $365,871,793 44,850
H1 2019 $352,127,818 44,328