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Surplus Lines Reporting

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Mississippi — Full year 2025

Source: WSIA stamping office report · Last scraped August 05, 2026 at 02:49 PM

Mississippi premium down 4.9% H1 2026 vs H1 2025

H1 2026 premium came in at $485M — down $25M from $510M in H1 2025. From the WSIA Midyear Report.

$485M
H1 2026 Premium
-4.9% vs H1 2025
$510M
H1 2025 Premium
Same period a year earlier
99,577
H1 2026 Items
+6.5% vs H1 2025
93,481
H1 2025 Items
Same period a year earlier

Mississippi's line-of-business figures come from the annual WSIA stamping office report — full-year, updated once a year. The Mississippi Surplus Lines Association also runs a live statistics portal with quarterly premium going back to 2013 and a current top-insurer ranking, shown further down this page.

$1.02B
Premium
Full year 2025 · +2.1%
$997M
Premium, 2024
Prior full year
201,204
Items Filed
Full year 2025 · +4.0%
10
Lines of Business

Premium by Line of Business — Full year 2025

Lines of Business vs Same Period Last Year

Line of BusinessPremiumSame Period Last YearChangeShareItems
Property $365,934,215 $372,541,630 -1.8% 35.9% 30,817
Liability (Non-Professional) $224,648,623 $213,808,565 +5.1% 22.1% 33,110
Residential, Homeowners and Other Personal Property $181,446,230 $169,915,961 +6.8% 17.8% 95,607
Auto Liability $99,501,525 $110,216,919 -9.7% 9.8% 20,798
Professional Liability $58,339,265 $44,811,641 +30.2% 5.7% 3,817
Multi-Peril $51,234,364 $51,587,774 -0.7% 5.0% 9,496
Auto Physical Damage $13,277,445 $11,390,112 +16.6% 1.3% 2,441
Inland Marine $12,003,150 $13,836,316 -13.2% 1.2% 3,339
Other $10,307,636 $8,084,930 +27.5% 1.0% 1,450
Disability/A&H $1,462,289 $812,952 +79.9% 0.1% 329

The ten-year view

Mississippi in the decade of stamping-office records, 2015–2025 · WSIA stamping office reports, 2015–2025

$1.02B
2025 full-year premium
1.1% of national premium
2.8×
Growth since 2015
+12.3%
5-yr growth per year
vs +16.7% nationally
+2.1%
2025 growth
H1 2026: -4.9% vs H1 2025
The decade
Mississippi surplus lines premium has grown from $362M in 2015 to $1.0B in 2025 — 2.8× in 10 years. Growth peaked at 24% in 2022.
Where it is in the cycle
The state is cooling: after compounding at 12.3% a year for five years, it grew just +2.1% in 2025. The freshest signal: H1 2026 premium is running 5% below the first half of 2025.
Against the national market
Mississippi has been lagging the national market — compounding at 12% a year over five years against 17% for all fifteen states combined — and its share of national premium has slipped from 1.4% five years ago to 1.1%.

Mississippi premium, 2015–2025

Full-year premium (bars, left axis) with year-over-year growth (line, right axis). Source: WSIA stamping office reports, 2015–2025.

Mississippi vs the national market

Year-over-year premium growth for Mississippi against all fifteen stamping-office states combined. When the state line runs above the national line, Mississippi is outgrowing the market.

MSLA's live statistics portal — through Q2 2026

Quarterly filing data from isr.msla.org — fresher than the annual WSIA figures

$276.5M
Premium Collected
Q2 2026
56,552
Transactions
Q2 2026
208
Active Insurers
Q2 2026
83.4%
Commercial Share
Of quarterly premium

Quarterly Premium — last 12 quarters

The portal's full series runs back to Q1 2013 (54 quarters, all stored in this report's history database).

Top Insurers — Q2 2026

All lines, from the MSLA statistics portal.

InsurerPremiumCommercialResidential
Lloyd's, Underwriters At, London, Sponsoring Syndi $48,618,908 $35,509,529 $13,109,380
Blue Hill Specialty Insurance Company Inc $14,710,598 $14,710,598 $0
Orion180 Insurance Company $10,604,586 $0 $10,604,586
Axis Surplus Insurance Company $10,042,158 $10,042,158 $0
Great American Excess & Surplus Ins. Co $8,741,435 $8,823,069 $-81,635
Westchester Surplus Lines Insurance Company $8,401,059 $8,399,316 $1,743
Ms Transverse Specialty Insurance Company $6,186,144 $4,266,711 $1,919,433
Evanston Insurance Company $5,566,104 $4,001,841 $1,564,263
National Fire & Marine Insurance Company $5,532,951 $5,496,505 $36,446
Scottsdale Insurance Company $5,191,086 $4,939,748 $251,338