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15 STAMPING OFFICESLIVE REPORTING DESKWSIA + STATE SOURCESPUBLIC MARKET DATA

Lines of Business — Cross-State Trends

Sources: FSLSO, ELANY, SLACAL · Texas excluded — SLTX publishes no coverage breakdown

Each state groups coverage differently — Florida uses 113 coverage codes, New York 14 coverage lines. To compare apples to apples, every category is sorted into standard buckets; anything that doesn't fit lands in "Other" rather than being dropped. Periods: Florida Reporting period unavailable · New York YTD through September 2026. FL: Reporting period unavailable; change badges withheld because the source window is unknown. · NY: YTD through September 2026; comparing against Aug 2026. California's stamping office currently publishes only whole-market monthly totals (no per-line split), so it appears as a market-level growth note instead of a column. Change badges compare each state against its prior stored report (NY: Aug 2026).

Coverage Buckets Across States

Coverage Bucket Florida FL Chg New York NY Chg Combined
Commercial Property $5,757,208,990
39.7% of state · 17 lines
 — $2,332,298,108
28.1% of state · 2 lines
 +17.0% $8,089,507,098
General Liability $4,185,944,816
28.9% of state · 19 lines
 — $2,411,595,251
29.1% of state
 +10.2% $6,597,540,067
Excess & Umbrella $276,826,527
1.9% of state · 2 lines
 — $1,707,028,312
20.6% of state
 +9.8% $1,983,854,839
Professional Liability $1,249,488,088
8.6% of state · 18 lines
 — $719,327,983
8.7% of state · 2 lines
 +14.1% $1,968,816,071
Residential Property $1,353,229,719
9.3% of state · 14 lines
 — $243,002,490
2.9% of state
 +12.9% $1,596,232,209
Package/Multi-Peril $693,718,777
4.8% of state · 3 lines
 — $387,320,943
4.7% of state
 +10.8% $1,081,039,720
Other $449,443,105
3.1% of state · 27 lines
 — $385,810,734
4.7% of state · 5 lines
 +19.7% $835,253,839
Auto $346,429,722
2.4% of state · 8 lines
 — $106,470,141
1.3% of state
 +6.7% $452,899,863
Inland Marine $172,609,540
1.2% of state · 5 lines
 — — — $172,609,540

Buckets are keyword-based groupings of each state's own category names — a practical view, not an official classification.

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