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Surplus Lines Reporting

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Idaho — Full year 2025

Source: WSIA stamping office report · Last scraped August 05, 2026 at 02:49 PM

Idaho premium up 25.5% H1 2026 vs H1 2025

H1 2026 premium came in at $257M — up $52M from $205M in H1 2025. From the WSIA Midyear Report.

$257M
H1 2026 Premium
+25.5% vs H1 2025
$205M
H1 2025 Premium
Same period a year earlier
21,561
H1 2026 Items
+28.8% vs H1 2025
16,741
H1 2025 Items
Same period a year earlier

Idaho's stamping office doesn't publish market data tables on its own website, so this page uses the annual WSIA stamping office report (compiled from data collected by the Surplus Line Association of Idaho). Figures are full-year and update once a year — coarser than the monthly or year-to-date views available for states like California or Florida.

$435M
Premium
Full year 2025 · -0.3%
$436M
Premium, 2024
Prior full year
35,393
Items Filed
Full year 2025 · +10.9%
10
Lines of Business

Premium by Line of Business — Full year 2025

Lines of Business vs Same Period Last Year

Line of BusinessPremiumSame Period Last YearChangeShareItems
Property $160,654,906 $166,892,277 -3.7% 37.0% 5,981
Liability (Non-Professional) $151,640,156 $158,259,999 -4.2% 34.9% 17,768
Professional Liability $35,770,398 $35,432,744 +1.0% 8.2% 2,607
Other $35,410,682 $39,674,634 -10.7% 8.1% 2,364
Inland Marine $26,325,975 $16,292,594 +61.6% 6.1% 1,175
Auto Liability $12,590,090 $10,078,628 +24.9% 2.9% 1,146
Residential, Homeowners and Other Personal Property $6,835,196 $3,952,785 +72.9% 1.6% 3,542
Auto Physical Damage $2,624,619 $3,309,709 -20.7% 0.6% 349
Disability/A&H $1,885,763 $974,001 +93.6% 0.4% 421
Multi-Peril $987,189 $1,220,964 +0.0% 0.2% 40

The ten-year view

Idaho in the decade of stamping-office records, 2015–2025 · WSIA stamping office reports, 2015–2025

$435M
2025 full-year premium
0.5% of national premium
4.9×
Growth since 2015
+15.5%
5-yr growth per year
vs +16.7% nationally
-0.3%
2025 growth
H1 2026: +25.5% vs H1 2025
The decade
Idaho surplus lines premium has grown from $89M in 2015 to $435M in 2025 — 4.9× in 10 years. Growth peaked at 36% in 2020.
Where it is in the cycle
The state is in reverse: after compounding at 15.5% a year for five years, premium fell 0.3% in 2025. The freshest signal: H1 2026 premium is up 26% on the first half of 2025.
Against the national market
Idaho has been lagging the national market — compounding at 16% a year over five years against 17% for all fifteen states combined — and its share of national premium has held near 0.5%.

Idaho premium, 2015–2025

Full-year premium (bars, left axis) with year-over-year growth (line, right axis). Source: WSIA stamping office reports, 2015–2025.

Idaho vs the national market

Year-over-year premium growth for Idaho against all fifteen stamping-office states combined. When the state line runs above the national line, Idaho is outgrowing the market.